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Professional loan

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Financing your professional projects

Discover a range of offers and advice on the various professional loans to support you in financing your projects for the creation, takeover or development of your activity.

What is a professional loan?

The professional loan is a financing solution dedicated to professionals and businesses. The duration of a professional loan is between 2 and 7 years and can partially or fully cover your investment. Guarantees are generally required: deposit, insurance, etc.

Who can benefit from a professional credit?

This type of credit is intended for all professionals:

  • VSEs, SMEs, SMIs and startups
  • Liberal professions, auto-entrepreneurs, independent traders, farmers, associations, franchisees and artisans. *

Finance your equipment & works

Are you looking to buy or renew your equipment? LEGITIME FINANCE offers you a range of professional loans adapted to your growth and profitability objectives.

Furniture leasing, in detail

With equipment leasing(1), finance all your professional equipment (transport equipment, IT and medical equipment, public works and handling machinery, machine tools, etc.), without personal contribution and without having to make a VAT advance.

Financial leasing gives you access to your equipment in the form of a rental contract with a purchase option at the end of the contract. At the end of the contract, you can buy back the equipment for a price fixed at the time of signing, extend the contract, or return the equipment to the lessor.

Very flexible, leasing rents can have different periodicities (monthly, quarterly, half-yearly or annual, or even seasonal to adapt to your activity)

Online credit request form



How to get a professional loan?

A solid file will facilitate the validation of your bank loan application as a professional. Steps are essential to complete your project:  

  • Make a business plan: demonstrate the viability of your project with a presentation of your company, your objectives, the forecast balance sheet and the forecast income statement.  
  • Develop a financing plan: indicate the subsidies for your project by presenting clear and detailed provisional tables. 
  • Give guarantees: have a contribution, provide a surety, take out insurance, pledge the goodwill. 
  • Consult several banking establishments: study all the proposals, compare the different offers.